Save serious cash when you pay off and replace your current loan.
When you refinance your car with Sound, you'll get a great rate and 2% of the loan amount back in cash! Plus, qualifying hybrid vehicles are eligible for a 0.25% APR discount, and you can save even more by setting up automatic payments for an additional 0.25% APR discount. Our streamlined process makes it easy to switch with flexible terms and no hidden fees, so you can save more and stress less.
Auto loan refinancing involves replacing your current car loan with a new one, usually to get a lower interest rate or better terms. This can help reduce your monthly payments or the total interest paid over the life of the loan.
How do I know if refinancing is right for me?
Refinancing might be a good option if your credit score has improved, interest rates have dropped, or you want to lower your monthly payments. Use our Auto Loan Refinance Calculator to compare your current loan with potential new terms.
What documents do I need to get started?
You'll need your ID, vehicle registration, proof of insurance, and recent paystubs. Having these ready will help streamline the application process.
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Or connect with us to discuss your needs.
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APR is Annual Percentage Rate. Your rate and term will be determined by individual creditworthiness. Verification of income may be required. Must be 18 years of age to qualify for loan. Loan promotions cannot be combined with any other loan offer or discount. Rates are subject to change. Qualifying hybrid vehicles are eligible for a 0.25% APR discount. The 0.25% APR discount is available on select consumer loans with auto pay set up from a qualifying Sound checking account. The prime borrower must be the prime or joint owner on the checking account. The discounted rate may revert to a non-promotional rate if the automatic payment is canceled at any time during the term of the loan.
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