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Credit Cards that Fit Your Life

Rewards, Cash Back or Low Interest Select.

Choose from card options tailored to your needs. Enjoy the freedom of no annual fees and manage your card effortlessly with our mobile app. Apply now and start experiencing the benefits!

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Explore Our Credit Card Options

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Cash Back Visa Signature® Card

Enjoy unlimited 1.5% cash back on every purchase, every day. With no annual fees and exclusive benefits like hotel upgrades, dining discounts, and access to special events, this card helps you make the most of your spending. Easily manage your card, set alerts, and lock/unlock your card through our mobile app.

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Sound Consumer CC Select

Select Visa® Card

This card is perfect for those who want to consolidate debt or simply save on interest. Plus, there are no balance transfer fees, giving you more flexibility when managing your finances. Control your card settings and monitor transactions through our app.

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Sound Consumer CC Rewards icon

Everyday Rewards Visa® Card

Turn your everyday spending into rewards you’ll love. Earn points on purchases like groceries, gas, and dining, then redeem them for cash back, gift cards, travel, and more. With no foreign transaction fees, you can use your card anywhere with ease. Pay on the go using Mobile Pay on Apple and Android devices.

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Spending should be easier.

No Nickeling. No Diming.

Sound cards include no annual fees, no balance transfer fees, and no foreign transaction fees.

Extra Security with Card Controls

Turn your cards on and off with a tap using the Card Controls feature in our mobile app.

Tech-Savvy Protection

Real-time text and email alerts, and card lock/unlock features in our mobile app.

Competitive Rates

Cut your interest rate, then cut up your other credit cards.

Approvals in Minutes

Get approved for your card in minutes online, over the phone, or in a branch.

Mobile Pay

Take your Sound card with you even if you leave your wallet at home using Mobile Pay for Apple and Android devices.

Credit Card FAQs

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What benefits are included in my VISA Signature credit card?
  • Enjoy a premium set of benefits at a unique portfolio of hotels
  • Fine wine and dining special offers
  • Access to popular sporting events
  • Shopping discounts and offers at premium retailers
  • Complimentary 24-hour concierge services³
    • ³Cardholder is responsible for the cost of any goods or services purchased by the Visa Signature Concierge on the cardholder’s behalf.
How do I change the PIN on my card?
If you know the current PIN you may call 1.855.477.1141 to change the PIN. If you’ve forgotten your PIN you will need to call us or visit a Sound branch.
Can I use my card when traveling? I don’t want it to be blocked.
We recommend letting us know prior to traveling outside of Washington State. Visa’s fraud prevention systems may block debit and credit card transactions made in other states or outside of your routine purchasing area. To prevent this, use Travel Notes in Online or Mobile Banking

Ready to open your Sound credit card?

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New to Sound Credit Union?

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Already a member?

Log in to online banking to apply.

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Looking to apply in person?

Locate your most convenient branch and apply.

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Disclosures

Credit Card Agreement and Disclosures Cash Back Terms and Conditions

¹Earn cash back on qualified purchases less credits, returns, or adjustments that are not payments. Qualified purchases do not include balance transfers, cash advances, convenience checks, purchases of cash equivalents (i.e. money orders, gaming transactions, etc.), tax payments, finance charges, fees, unauthorized/fraudulent transactions, credit insurance, credit protection and debt cancellation charges.

²Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa Signature card to secure transactions. Please refer to Your Guide to Benefits (Visa Cards | Visa Signature Cards) for further details.

³Cardholder is responsible for the cost of any goods or services purchased by the Visa Signature Concierge on the cardholder’s behalf. Cash Back rewards will post to member’s Savings account.

Routing Number: 325183220

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Federally insured by NCUA. Equal Housing Opportunity.
©2025 Sound Credit Union
1331 Broadway, Tacoma, WA 98402