Skip to content

Accelerate Your Earnings with High-Yield Savings

You work hard for your money. Let it return the favor.

Ideal for those who maintain a high balance, our tiered accounts offer a higher rate of return than traditional savings accounts and still allow you access to your funds 24 hours a day.

Couple walking their dog in the park.
Family hanging out with their two young kids.

Grow your savings faster.

Earn More with a High-Yield Rate

Maximize your savings with our competitive high-yield dividend rates, designed to help your money grow faster.

No Monthly Fee

Enjoy the freedom of saving without the burden of monthly fees, letting you keep more of your hard-earned money.

Easy Online and Mobile Transfers

Send cash where you need it with real-time online transfers.

Deposit Checks on the Go

Deposit checks into your high-interest savings account using Mobile Deposit on the Sound mobile app.

Saving starts with you.

Plug in the numbers and we’ll do the math for you!

Calculate how much you need to save monthly to reach your financial goals. Simply enter your goal amount, current savings, how long you’d like to save, and your current savings interest rate to see how much you should save monthly. 

Dive Into Our Current Rates

High-Yield Money Market Dividend Rate APY* Minimum Balance To Earn APY*
High-Yield Money Market $0-$99,999 Dividend Rate 2.00% APY* 2.02% Minimum Balance To Earn APY* $0
High-Yield Money Market $100,000 & Above Dividend Rate 2.00% APY* 2.02% Minimum Balance To Earn APY* $100,000

Rates and fees are subject to change. Please check with your local branch, or call if we can answer any questions.
*APY = Annual Percentage Yield
Note: All savings accounts which have dividends compounded and credited are paid monthly.
This Rate and Fee Schedule sets forth current conditions, rates, fees and charges applicable to your accounts at Sound Credit Union at this time. The Credit Union may offer other dividend rates, annual percentage yields and fees or amend the dividend rates, annual percentage yields and fees contained in this schedule from time to time. Fees may reduce earnings. Each account holder agrees to the terms set forth on this Rate and Fee Schedule and acknowledges that it is a part of the Membership and Account Agreement.

Ready to open your Sound High-Yield account?

lightbulb

New to Sound Credit Union?

Become a member today!

Apply Online
computer

Already a member?

Log in to online banking to apply.

Open an Account Online
storefront

Looking to apply in person?

Locate your most convenient branch and apply.

Find a Branch

High-Yield Savings FAQs

b069c558-746c-4042-9d90-8cd9bae598a5
What is a high-yield savings account?
High-interest savings accounts are bank deposit accounts that typically pay a higher interest rate than traditional savings accounts with better returns than traditional savings and checking accounts.
How do I open a high-yield savings account?
To open your savings account you’ll need your application materials, a completed application, and to make an opening deposit, if required. High-interest savings accounts can be opened online or at any branch location.
How much are my accounts insured for?
Sound savings, money market, checking, IRA and certificate accounts are insured by the National Credit Union Administration (NCUA) up to $250,000. Additional coverage may be available based on account structure and number of owners on accounts. For more information, visit the NCUA website and this share insurance estimator tool.

Open a High-Yield Savings Account Today

Or connect with us to discuss your needs.

Benefit from competitive rates and the flexibility of accessing your funds when you need them. Provide your details below and we’ll help you get started. 

Call Us

800.562.8130

Hours:

Monday – Friday:
8:00 am to 6:00 pm

Saturday:
9:00 am to 1:00 pm

Couple walking through halls with coffee in hand.

DISCLOSURES

Sound membership with a Prime Savings is required. Rates and fees are subject to change at any time. All Washingtonians welcome.

For specific tax advice, consult your tax advisor. 

FEDERALLY INSURED BY NCUA