--- title: Instant Prequal description: Get an instant prequal offer for a Sound Credit Union credit card or personal loan. --- [![logo](https://pages.soundcu.com/hubfs/logo.svg "logo")](https://www.soundcu.com/) [800.562.8130](tel:1-800-5268130) [CONTACT](https://www.soundcu.com/contact/) # Instant Prequal ## Get prequalified for a loan without impacting your credit. ## Ready to get prequalified? With a prequalification offer, you will know within minutes your potential borrowing power. Use the offer to open an auto loan, credit card, or personal loan. This will all be done without impacting your credit. And if you like the offer, you can easily accept the terms and complete the process within minutes. Not a member of Sound? No worries. You can still access your offer and if you like it, a savings account with no minimum balance requirement, will be opened for you during the loan acceptance process. Being a member of Sound is a requirement to participate in this offer and if you live or work in Washington State you're eligible to join. Click the button below to start your prequal and see what other offers are available to you through the My Sound Offers program. [![START MY PREQUAL](https://no-cache.hubspot.com/cta/default/8595433/db462e18-d8f5-4964-a2fb-9993ebea0777.png)](https://cta-redirect.hubspot.com/cta/redirect/8595433/db462e18-d8f5-4964-a2fb-9993ebea0777) This program uses a soft pull of credit to determine your offer and won't affect your credit score. Offers are not a guarantee to lend. If you accept this offer, it is subject to a hard credit pull. All loans are subject to Sound Credit Union lending policies. Offers, rates, and terms are subject to change. This offer is for single credit only is not a joint offer of credit. Must be 18 years of age to qualify for a loan and meet income and other requirements. For this offer, we use KNOCK KNOCK technology from Rate Reset a trusted business partner. Non-members may use this program to be presented with an offer. If you choose to take advantage of the offer presented, you must become a member of Sound Credit Union to participate. Anyone who lives or works in Washington State may join. Membership requires a savings account with no minimum balance requirements. When opening an account, you may need to provide unexpired photo ID and proof of residency. Routing Number: 325183220 ![ncua\_white-1](https://pages.soundcu.com/hubfs/ncua_white-1.svg) ![equalhousing\_white-1](https://pages.soundcu.com/hubfs/equalhousing_white-1.svg) Federally insured by NCUA. Equal Housing Opportunity. © 2026 Sound Credit Union 1331 Broadway, Tacoma, WA 98402