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Instant Prequal

Get prequalified for a loan without impacting your credit.

See your loan options in minutes without impacting your credit score. Get prequalified for auto, personal or credit card lending and know your borrowing power before you commit. 

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Ready To Get Prequalified? 

Know Your Potential Buying Power in Minutes

Use the offer to open an auto loan, credit card, or personal loan without impacting your credit. If you like the offer, you can easily accept the terms and complete the process within minutes.

Not a Member of Sound? 

You can still access your offer, and if you like it, a savings account with no minimum balance requirement will be opened for you during the loan acceptance process. Being a member of Sound is a requirement to participate in this offer, and if you live or work in Washington State, you're eligible to join.

Take The Next Step

Keep your money safe and sound with our EMV chip debit card, real-time text alerts, and card lock/unlock features in our Sound Mobile app.

Disclosures

This program uses a soft pull of credit to determine your offer and won't affect your credit score. Offers are not a guarantee to lend. If you accept this offer, it is subject to a hard credit pull. All loans are subject to Sound Credit Union lending policies. Offers, rates, and terms are subject to change. This offer is for single credit only is not a joint offer of credit. Must be 18 years of age to qualify for a loan and meet income and other requirements. For this offer, we use technology from a trusted partner FINOFR, formerly Rate Reset.

Non-members may use this program to be presented with an offer. If you choose to take advantage of the offer presented, you must become a member of Sound Credit Union to participate. Anyone who lives or works in Washington State may join. Membership requires a savings account with no minimum balance requirements. When opening an account, you may need to provide unexpired photo ID and proof of residency.