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Our Personal Loans Have You Covered

Consolidate debt, make major purchases, or cover unexpected expenses.

No matter where life takes you, our personal loans can help. With competitive rates and flexible terms, we make it easy for you to achieve your financial goals. Start your journey today.

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Funding for life’s big expenses.

Fast Approvals and Funding

It takes minutes to apply and funds can be made available that same day.

No Fees

Enjoy the freedom that comes with no fees or pre-payment penalties.

Secure Online Document Signing

Can’t make it into a branch? Simply sign and submit your loan documents electronically.

Personal Loan FAQs

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Are there any fees associated with personal loans?
Our personal loans come with no application fees or pre-payment penalties, giving you the freedom to manage your loan without extra costs.
How long does it take to get approved for a personal loan?
Approval times can vary, but many applicants receive a decision within one business day. Once approved, funds are often available the same day.
What documents do I need to apply for a personal loan?
To apply, you'll need to provide proof of identity, income, and residence. This typically includes a government-issued ID and recent pay stubs. Additional documentation may be required based on your individual circumstances.

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New to Sound Credit Union?

Become a member today!

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Already a member?

Log in to online banking to apply.

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Looking to apply in person?

Locate your most convenient branch and apply.

Open a Checking Account Today

Or connect with us to discuss your needs.

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Call Us

800.562.8130

Hours:

Monday – Friday:
8:00 am to 6:00 pm

Saturday:
9:00 am to 1:00 pm

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Disclosures

*APR is Annual Percentage Rate. Your rate and term will be determined by individual creditworthiness including income, debt ratio, employment, and credit history. Verification of income may be required. Must be 18 years of age to qualify for loan. Rates are subject to change.

Sample payment: 8.50% APR would require 12 monthly payments of $91.00 for a $2,000 loan.

1 Term based on certificate maturity date.