Toy Loan Rate Sale

All loans are subject to Sound Credit Union lending policies and loan-to-value guidelines. Your rate and term will be determined by individual creditworthiness including income, debt-to income ratio, employment and credit history. Verification of income may be required. Must be 18 years of age to qualify for loan. Loan promotions cannot be combined with any other offer. Rates and offer are subject to change.

1% rate discount: This offer excludes auto, truck, van, SUV, and business loans. The discount is taken off our non-promotional rates and is valid through August 31, 2025.

0.25% APR discount: This discount is available on select consumer loans with automatic payment set up from a qualifying Sound checking account. The prime borrower must be prime or joint on the checking account. The discounted rate may revert to a non-promotional rate if the automatic payment is canceled at any time during the term of the loan.

2% cash back offer: If you participate in this offer, 1) you may receive Form 1099 MISC at year end; 2) the 2% cash back award will be forfeited and added back to the payoff amount if the loan is closed within 24 months of opening. Offer expires December 31, 2025.